Washington life insurance is an important piece of the plan for anyone looking to secure the financial future of their family. We are going to look at both Washington term life insurance as well as other forms of life insurance that meet your needs. Or, if you are already familiar with life insurance, you can get a set of free quotes by filling out the form on the side of our page.
Washington term life insurance is the preferred type of Washington life insurance for most families. It is very easy to understand and the least expensive of all the types of life insurance that offer you full coverage (meaning coverage for any type of death not one specific one like cancer insurance). Term life insurance is simply life insurance that insures you in case of death and nothing more. You are buying coverage and when your term is up and you have not died that coverage ends. So if you buy thirty year term life insurance of $1,000,000 for $1,000 per year you will pay that $1,000 each year and that will not change for the entire thirty year term. After that the insurance ends and you have to get a new policy. If you happen to pass away the policy will pay your heirs $1,000,000 (feel free to laugh like Dr. Evil here). There is nothing more to this type of Washington life insurance.
While Washington term life insurance is the most common there are situations where people decide to get other types of life insurance. These situations are very diverse. For instance someone may have a serious medical condition and not qualify for any standard form of life insurance so they need to get guaranteed issue life insurance. For some individuals the tax write off of whole life insurance can help them get into a lower tax bracket and actually save them money. No matter what the reason there are many different types of Washington life insurance. If you are interested in learning about all the different types of life insurance click here.
Whether you need Washington term life insurance or some other type of Washington life insurance our team at TermLife360.com is happy to assist you in your needs. We are and independent insurance agency so we are able to shop all the companies in your area and get you the best company and rates available. If you ever have any questions or if there is any way we can serve you please let us know.