Quick term life insurance quotes are now the norm. You can get your own quotes right now by filling out the form on the side of this page. What is not as easy is getting a fast term life insurance policy approval. To do this you need to make some preparations once you start your quote.
Once you have gotten a set of quotes your next step is to finish an application. The more honest and careful you are with the application the more likely you are to get a quick term life insurance approval. When people fill these forms out incorrectly or dishonestly eventually the error gets caught. When this happens the entire process will stop until the form is filled out correctly. Unfortunately insurance companies are not the mode of efficiency so you have just moved yourself from fast term life insurance to OMG this process will never end term life insurance. So make sure you fill out all your forms as accurately as possible.
Do not use the mail. While this may make you feel more secure the mail system makes it all go slower. The best way to achieve a quick term life insurance approval is to apply online. The paperless systems now available will let you breeze through the process. If you choose to use paper make sure to use fax machine or email to send in the paperwork. If you can eliminate using the mail at all costs you will greatly increase your chances for a fast term life insurance process.
For most life insurance you will have to have a minor medical exam. They will take some blood, and ask you questions about your medical history. Getting your exam in as soon as possible will allow you to get the quick term life insurance results that you want. The processing of your blood and information takes time so not getting the exam in as soon as possible will thwart any chance of getting fast term life insurance coverage. There are policies that can be issued without a medical exam. These tend to be slightly more expensive since the insurance company does not have the fall back of the exam. You can learn more from our page on no medical exam life insurance HERE.
Independent insurance agents have an advantage for the consumer in that they shop a bunch of different insurance companies instead of just work directly for one. Your agent only gets paid when your policy is in force. Therefore an independent agent is very interested in getting you’re a quick term life insurance policy so that they get paid. Most agents who work for only one company also work on salary so they have less motivation to move you through the process.
At TermLife360.com we are dedicated to helping you get a fast term life insurance policy. If you have any questions or if there is any way we can serve you please let us know.